Hlalawati is a member-owned Savings and Credit Co-operative Society for employees and support staff members of the Umbutfo Eswatini Defence Force (UEDF); and Hlalawati staff members. The SACCO was formed in 1992 with the sole purpose of creating a better life for its members.


To be the financial service provider of choice for Umbutfo Eswatini Defence Force families by year 2030

To economically empower members through provision of affordable, suitable and relevant financial products and services effectively and efficiently in order to improve their social and economic livelihood.


  • Honesty
  • Empathy
  • Reliability
  • Excellency
  • Respect
  • Transparency
  • Confidentiality

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